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submitted by /u/Defiant_Gur2877
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Rental Car Insurance
I'm running rental car company in Michigan. I have a rental car fleet insurance covering state minimum liability & collision for rental period. However, this insurance works as secondary, and they require my customers(renters) to buy their own primary insurance if they don't have it( for example, renters from another country).
If my customers don't have it, they told me they will not cover.
My question is, if my customers don't buy it, is it considered as 'not having insurance'?
Or, even if my insurance don't cover, is it still considered as 'having liability insurance'?
In other words, is it legal to have only secondary insurance?
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