Got Seriously Injured By Drunk Driver And My Settlement Is Looking Shitty

About 3 months ago I was hit by an F-350 while waiting to turn on my bike. He was drunk and going about 40 mph. I don’t remember anything between leaving work and waking up on the street looking up at the EMTs. The impact tore off half my right ear and exposed my skull. It also broke 3 vertebrae and a few ribs. I can’t wear short hair now without patches of missing hair everywhere, my ears fucked up, and I’ll likely have permanent back issues. The guy was driving a company truck so we thought we might be set as far as settlement money. But the most my lawyers seem to be able to get right now is $125k, 100 through the company insurance and another 25 through geico or something. I don’t have auto insurance so there’s no route there. Between the lawyers’ cut of 30%, and the health insurance company recouping hopefully no more than 20% of the bills, that leaves me with about 65k. And I found out today that the hospital sent a lien to my lawyers for a bill of 80k. My lawyers are going to try to get them to bill my health insurance but if that doesn’t happen then I’d be left with like 30k. I feel like the damage is worth more than this. I dunno what to do.
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