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Going To Court Next Week For Debt Collections. I Am Going To Challenge . What Questions Do I Ask?

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I received a civil notice hearing about 2 months ago. I never responded. I showed up to court and I thought I was going to win because the lawyer representing the bank did not show up. So the judge dismissed and now I have a date in court next week.

It's for about 6500. Fuck it I'm just going to challenge it. It's from a 3rd party creditor and I only have disability so they really can't do anything right?

So, what questions do I ask the banks attorney? If I lose and there is a judgement how long do I have to pay?

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Anyone ever been through this?

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