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Possibly Being Robbed By Car Dealership And Not Sure What To Do.

I totalled my last vehicle and used the about $8000 I was given towards my next vehicle. The vehicle was originally going for $14000 but I ended up getting it for about $12000 including all fees. I have paperwork documenting all of this but I'm currently working so apologies on the rough estimates. I got a loan with an 8.54% interest rate and the dealer told me I should be able to pay it off in I think he said 20 months? So, now 18 months in to my 20 give or take months of paying on time every month, I decide to go to my loan website assuming I'm almost paid off. I probably should have checked earlier and I feel dumb for this now, but my loan that should have only been for about $4000 still had $7000 left to pay and was on a 60 month term or whatever. I did some more looking on the site and apparently the total loan was for almost $10000 dollars. I don't know if there was a mistake or if this was malicious but that's a lot of money to just disappear into thin air and now I'm at a loss for what to do. The dealership recently sold to a new owner but as far as I'm aware everyone is still employed and the business hasnt really changed. My dad happens to be good friends with the new owner of the dealership, and I know he isn't responsible for this but I really don't know what to do or even how most of this stuff works, I am 22.

I posted a less detailed post like this yesterday and got down voted so I sincerely apologize if I'm getting anything wrong or being stupid or something I just don't want to have to keep paying on my car for years. I feel robbed. Any help is appreciated, thanks. Sorry again if I'm misunderstanding something.

submitted by /u/ObjectiveMammoth425
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Possibly Being Robbed By Car Dealership And Not Sure What To Do.

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