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Help For Niece On Mortgage With X-bf

My niece is 29 and bought a house with her long time boyfriend. The house is in Connecticut. This is her story...

"So when he first applied for the loan he didn’t make enough money, so we added my name as a co-borrower I believe. I know my name is on the title as well, he needed me to be there with him to cash a check for the insurance on the house. Yes, if anything happens to the house or loan I’m responsible which is why I want my name off of course. I asked him to remove my name but he said he would have to refinance and he can’t afford that with the market at 7%. So he said if I want to spend the money to have it taken off go ahead but he thinks I’m just going to spend $6k to quit claim when I don’t have that. I didn’t want to have to go to court, I know it’s a lengthy and expensive battle. Once I got into an apartment I was going to file bankruptcy to just clear out my debt and get my name off the house that way. But I don’t even know if I’ll be able to get an apartment with my name on the mortgage."

At the moment, she is not working and has no savings. She will start a job in the Fall.

Not sure it has any legal bearings but additional info... "We got into a fight over another woman that is his friend. That led to the breakup. After which, he brought the woman to our house. That led to arguments and him bringing more people to the house to make me uncomfortable. I felt the situation unsafe so left the house."

Thank you for any guidance you can give her.

submitted by /u/KarlaKamacho
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Help For Niece On Mortgage With X-bf

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