Elderly Law Advice Needed. Grandmother Needs Assisted Living, And Theres Basically No Money.

This is going to be a long one, and for that I apologize. I am posting for my mother and my family as a whole.

Recently, within the past month and a half, my grandfather passed away, leaving my grandmother and her cat alone in their trailer. We are all absolutely destroyed by his death, and we now have moved my elderly grandmother and her cat to our house in Maine, from their trailer in Massachusetts. The trailer has not sold yet, and she is not yet a Maine citizen. We moved her in about 5 days ago on Saturday. We moved her to Maine, because we had learned that in Massachusetts no matter what, my mother was going to be responsible for her mother since she is elderly. Children become responsible. And my grandmother had taken a fall about a week after her husband had passed, and ended up in a rehabilitation center of sorts to work on her mobility, and once she was released is when we got her up here to Maine. Now, we are faced with an every day dilemma because we are simply not equipped to care for her. Last night she almost had a fall again. She sleeps most of the day, and then stays up all night while we all sleep and we’re so afraid of the fact that if she falls in the night, are we going to hear her from the second floor? We arent strong enough to help her up and down stairs so she stays inside until we can rebuild our porch to put her chair on the stairs, but we have no money for anything right now. And the porch isn’t sturdy enough for it yet. Between paying all of her bills from the trailer, all of the traveling between states we’ve done, we’re broke. And we cannot afford a lawyer. We are essentially looking for the quickest and cheapest way that we can put her into assisted living up here in Maine, but again, she isn’t even a citizen of Maine yet technically, so theres no Mainecare, and theres no money. We also learned about the 5 year look back law that they have in Maine, which essentially means that when she applies for Mainecare and assisted living theyre going to look at all of her finances and assets from the last 5 years. This is where things get very tricky. We still need to sell the trailer. It is currently in my grandmothers name, and we had thought about transferring it to my mothers name so that my grandmother would easily be able to apply for mainecare, but the 5 year law makes that tricky because they will see that the trailer was sold to us for cheap, and we would be seen as “jipping” the system so to say. But then, if it’s sold in my grandmothers name, she’ll then have like 100k in the bank, and probably wont qualify for mainecare, and 100k will only go so far with assisted living, and then it would be up to us to pay it and we do not have that kind of money. Assisted living is like, 6-8k a month. Where things get even more tricky with this 5 year law, is that in 2019, her and my grandfather had cashed out all of their life insurance policies. All of them. Cashed everything out, and all of the money is gone. They essentially partied it away. But Mainecare and whoever else looks into it, is going to see that they took out all of that money, and they’re going to wonder where it went, and we literally do not know. I’m talking probably hundreds of thousands of dollars just gone spent on gifts for people and drinks at bars. They lived in a trailer, and somehow all of their money is gone. We basically don’t know what to do next. We don’t have any resources, we don’t have money for a lawyer, and we are learning that we’ve just made a grave mistake with moving her up here and we should have just let the state of Massachusetts take over for us because again, we are not equipped for this. But we cannot bring her back there, because then she will feel unwanted, and we love her, and we don’t want her to feel like that, but we also at this point don’t know what to do. My poor mother is going crazy already and it’s only been 5 days. My grandmother needs around the clock attention and somehow the rehab she was at claims she can totally live by herself. She can’t walk ten feet on her own without almost falling. She cant get her own water, her own food, she cant control the tv, we do everything for her. We need help. I need resources. I don’t know what to do. Thank you for reading if you got this far, I really do appreciate it. Any help that can be given will be huge for us. We’re basically walking around blindfolded right now with how little we know about what to do.