New

Dealer Added 8k To My Loan After The Fact. So I Disputed My Down Payment With Amex.

Update: I gave Toyota corporate a call and let them know the whole situation. The dealership contacted me not 30 minutes after that promising to return the funds. Thanks everyone for your help!

So in Jan of this year. 2024. I bought my wife a new Toyota. She loves it and it’s been great. The dealer however has not. Long story quickly summarized. They refused to give loan docs and when the loan finally showed up with my local credit union they had tacked on an additional 8k. I fought them for awhile trying to get docs and when I finally got them from my lender the additional charges were in warranties. I fought them with a lawyer via demand letter and they agreed to refund part of it at 5k out of 8k. The deadline came and went and they never refunded it. I had put 10k down on a credit card and then just paid it off with my cash. So I disputed the down payment through Amex. The dealership decided to finally respond( four months later) and called me today saying I owed them 10k. I told them to go through my lawyer or Amex. My question is can they repossess the car? In my anger when I disputed the credit card payment I also refinanced the loan so they would get a charge back. I’m hoping they have no way to punish me if Amex sides with me since the loan is no longer connected to them but I’m worried I’ll wake up one day and the car will be gone.

submitted by /u/Mareth97
[link] [comments]

Back to Listing

credit:

Dealer Added 8k To My Loan After The Fact. So I Disputed My Down Payment With Amex.

Popular Products