(dc) My Gf Being Sued For $1mil For A Fenderbender That Happened In 2018

Background: My gf got into a fenderbender with someone while driving to work. No one's airbags went off and the extent of the damage was just some scratches on the bummer. Both drivers walked away fine.

Gf exchanged insurance info and everything. The insurance contacted the other driver to settle, but it seems that the lady did not settle for the money that was offered by the insurance at that time. Since the, gf go new insurance.

Since this is past SOL for DC (3years), the old insurance no longer that the case on recor, and they ended up closing it. The other driver never bothered to reopen the case to the old insurance either.

We had thought that we could get it dismissed since this is clearly outside SOL, but it turned out that DC waived SOL during the pandemic. Her current insurance assigned her an attorney who barely even looked at her case and is saying that she will have to go to court.

Als, it turns out that the other lady has been trying to sue my gf every year since 2021 and has failed because her lawyer didn't show up. My gf had no idea of this.

What is not making sense for us here is how the other driver can even sue for $1mil when my GF clearly had insurance at the time. Like gf did everything she was supposed to, how can there even be a case here?

Any help and advice is very much appreciated because we have no idea now what is going to happen.