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Creating A Product With No Money ??

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Hi all, I am obsessed with the idea of having my own business and I’ve had some great ideas for products for consumers to use but I am broke. I’m 20 years of age trying to save as much as I can but sometimes life gets in the way.. what I’m asking is, is it unheard of to think up some ideas get them engineered in china etc and try sell them with practically no money ? Am I stupid for even asking ?

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