Purchased A Condo 3 Years Ago And Am Just Now Finding Out The Condo Association Was Involuntarily Dissolved 13 Years Ago

3 years ago I purchased my first ever condo in Massachusetts. I didn’t know much about the process so I just signed papers and agreed to everything. In my paperwork it says I have to pay a condo fee every month to the condo association. I am part of a small building with just the few owners as the association including myself. There is no management group or anything.

Well for the past 3 years everything has been quiet. I pay my fees however there was an issue with the condo bank account that caused it to close. After doing some digging on what I am entitled to as a condo owner in an association, I realized I had never gotten informed on anything I was supposed to. There was only 1 meeting in the 3 years I’ve been here. I have never received any documentation on where my fees went, what the budget is, no reports of any kind, nor had I ever seen the master insurance policy or anything related to services towards the building. I also found out that the condo association had actually involuntarily dissolved 13 years ago due to failure to file reports.

Now there are letters coming in saying the insurance is dropping the association because it hasn’t been paid in almost 4 months. I’m not sure what else hasn’t been paid either.

Was it even legitimate to sign saying I’m entering into and will pay towards a condo association that has not legally existed in over a decade? I don’t even have any proof as to where my fees were going. The only condo docs I have are from 2006.