If We Own A Home That Is Not Connected To The Electrical Grid, But Powered By Solar, Can A Debt Judgement Garnish/seize Our System?(ohio)
I promise, I've searched for an answer and been unable to find one, so if there is precedence, feel free to link me!
I am married, but I have a debt judgement from before getting married. We own a home in Ohio with no loan(his money, not mine, but we are both titled as joint tenancy). The home is valued at less than the home exemption, and we live in it full time. We have no other debts aside from this $17,000 judgement. I am currently essentially "Garnishment Proof" by virtue of my personal income being at or under the exemption limit and my other personal assets being under the exemption limits, but the solar equipment is not less than those personal property limits.
The home has never been connected to the power or water grids. It is powered by solar and fed by stream/local spring. The solar system was built up by me over time.
My question, therefore, is whether our solar system would be considered part of the homestead property, and therefore exempt, or if it would be viewed as a separate seizable asset if I were to ever be garnished, or if I filed Chapter 7.
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