Hi!! Quick Question.

My mom has dementia and is not in the best health. Obviously, she has trouble remembering things and she CAN NOT remember that I didn't change my last name when I got married. . She does remember my husband's last name and consistently addresses all papper work coming to us with "Mr. & Mrs. Husbandsname". My mother and I do not have the same last name as she remarried when I was in my 20s. I am an only child. Here's my question: if she's messed around with her will or her life insurance anytime in the last 10 years, she has not put my correct name on it. Is this going to be a nightmare?