Housing

Shreveport-Bossier City housing market finds balance

The Shreveport-Bossier City metro housing market demonstrated active price discovery mechanisms during the week ending Nov. 7, 2025, with 96 homes absorbed compared to 69 new listings entering the ...

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IRS announces increases to 2026 retirement account contribution limits

The IRS announced this week that contribution limits to key types of retirement plans will increase in 2026. The rule changes impact employer-sponsored 401(k) and 403(b) accounts, as well as 457(b)...

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FHA loans drive mortgage delinquency increase in Q3 2025

The delinquency rate for mortgages on one- to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025, acc...

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Younger buyers interested in 50-year mortgage, despite drawbacks

Even as the idea of a 50-year mortgage drew criticism from housing experts, lack of affordability under the status quo could be brewing support among younger aspiring homebuyers, according to one s...

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Mortgage servicers rethink recapture strategies as financial benefits fade

Rice Park Capital’s agreement to acquire Rosegate Mortgage highlights the increasing focus among mortgage companies on recapture opportunities. But industry executives say the economics of this str...

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AI is rewriting the new home search. Here’s how homebuilders can win

Many would-be homebuyers are now lurkers. They browse. They dream. They stall. It’s not just economic uncertainty slowing them down; hesitation thrives when facts are hard to find and homework feel...

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What’s driving Canton’s aggressive home price cuts and steady sales?

Canton’s housing market is executing one of Ohio’s most aggressive repricing strategies, with 39.6% of active listings cutting prices while maintaining seller-market conditions through Nov. 7, 2025...

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Tuscaloosa home prices adjust even as sales outpace new listings

Tuscaloosa’s housing market recorded 52 home absorptions during the week ending Nov. 8, 2025, while only 35 new listings entered the market, creating a net inventory decline in the metro area. The ...

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Joplin housing market sees buyer demand outpace new listings

The Joplin, MO metro absorbed 32 homes while adding only 30 new listings during the week ending Nov. 7, 2025, marking a rare instance where buyer demand exceeded fresh inventory in the smaller Miss...

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Oshkosh, WI’s fast sales pace and tight inventory contrast with price cuts on 37% of listings

More than one-third of Oshkosh home sellers cut asking prices in the week ending Nov. 7, 2025, even as the Wisconsin metro maintains just 1.7 months of housing supply. The 37.1% price reduction rat...

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Battle Creek, MI housing market update

Battle Creek’s housing market demonstrates how strategic price adjustments can accelerate sales velocity, with homes now selling in 28 days compared to 42 days a year ago. The Michigan metro absorb...

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How buyer demand is affecting prices in the Ogden-Clearfield metro this week

More than half of home sellers in the Ogden-Clearfield, UT metro adjusted their asking prices downward during the week ending Nov. 7, 2025, as the market absorbed 146 properties while adding just 9...

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Boise home sellers adjust prices facing highest fall inventory levels

Price reductions swept through 41.2% of Boise metro listings during the week ending Nov. 7, 2025, as active inventory climbed to 3,335 homes and created a 2.4-month supply in the Idaho capital’s ho...

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50-year mortgage? NAR would rather focus on increasing inventory

The 50-year mortgage is currently one of the hottest topics in housing, so it is unsurprising that the proposal floated by the Trump administration came up in conversation at the National Associati...

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Great Falls housing market shifts toward buyers as 46% of sellers cut prices

Nearly half of home sellers in Great Falls, Montana reduced their asking prices during the week ending Nov. 7, 2025, as properties lingered on the market longer than typical homes across the countr...

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NAR NXT event highlights new strategic plan and accountability

The 2025 National Association of Realtors (NAR) NXT event kicked off Thursday in Houston, Texas, with a few words from NAR’s 2025 president, Kevin Sears, and NAR CEO Nykia Wright. The p...

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Bulk MSR supply shifts from survival sales to strategic portfolio moves

There’s been a noticeable shift in the nature of bulk mortgage servicing rights (MSR) supply — from companies selling assets out of necessity to those making more strategic portfolio moves, accordi...

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Fair housing complaints mount amid HUD staffing cuts

The National Fair Housing Alliance (NFHA) reported that 32,321 housing discrimination complaints were filed nationwide in 2024 — one of the highest totals recorded across the past two decades. ...

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NAR just teased its 2026–2028 plan. Here’s why it could be the group’s make-or-break moment

The 2025 National Association of Realtors (NAR) NXT event kicked off Thursday in Houston, Texas, with a few words from NAR’s 2025 president, Kevin Sears, and NAR CEO Nykia Wright. The p...

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APM leaders discuss succession planning and 2026 strategy

Last month, American Pacific Mortgage (APM) announced a leadership transition as the company nears its 30th anniversary. The company’s longtime chairman and former president and CEO, Bill Lowman, s...

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Mortgage rate locks stay strong, refis drive activity

Rate-lock activity remained resilient in October despite seasonal cooling, according to Optimal Blue’s October 2025 Market Advantage Mortgage Data Report. Total lock volume declined 4.2% fro...

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